Archives for September 2019

The Reality of Addiction

September 30, 2019 By Deanna 3 Comments

It is with a very heavy heart that I write this article. However, I feel I must because for anyone facing drug addiction and/or alcoholism it’s a very serious matter. Good friends of mine lost their son this past week to addiction. Tomorrow they will bury him.

Out of every tragedy, there can be blessings. This family is already clinging to the blessings they know and I’m in awe of their faith. This post is a dedication to the late John Luke and the unwavering faith of his family. If you are a praying person, please lift up John, Liz & Melissa.

Post-Tax Investing with M1 Finance

September 23, 2019 By Deanna 2 Comments

I always recommend investing in your tax-advantaged accounts before doing any after-tax investing. The reason is if you can reduce your taxable income now, great. Chances are when the time comes to withdraw that money in retirement, you’ll be in a lower tax bracket.

Once you are maxing out your tax-advantaged accounts and are looking to invest more, you might be interested in opening an individual investing M1 account. This post is to give you my review of M1 Finance which is where I invest my post-tax monies. However, you can do tax-advantaged investing with M1 as well!

Three Tips for Getting the Most out of a Conference: A Review of FinCon19

September 16, 2019 By Deanna 12 Comments

I was fortunate to go to my second FinCon this September. Last year I went to my first FinCon in Florida on a scholarship as a new blogger. I went this year as a speaker. It’s amazing what a difference one year can make!

Anyway, this post is designed to give tips to anyone attending any type of conference and, in my opinion, how to get the most out of it. Secondly, you’ll be able to read about some of my adventures at FinCon19. Additionally, I’m including some fun photos (permission asked first).

50% Savings, 40% Spending, 10% Giving

September 9, 2019 By Deanna 5 Comments

Three is wonderful number. I do three basic things with my money – save, spend, give. I automatically save about 50% of my money that comes in. Additionally, I spend about 40% of my money on good ole living. Furthermore, I donate 10% of my money.

If this seems impossible to you, stay with me because it seemed impossible to me several years ago. I want to give you hope to know that with some focus and a plan, you can get to a better place with your money.