Archives for December 2019

Why and How to Speak the Same Financial Language with Your Partnerships

December 30, 2019 By Deanna 27 Comments

So you may be asking why a single woman is writing a post about speaking the same financial language with your partner. I do have thoughts on this topic; however, I really want to learn more about it so I listen to the wisdom and experience of others. I’m pleased to offer you Good Nelly’s thoughts here. Good Nelly wrote a quality guest post for me in the past titled, The Debt Gender Gap and How to Reduce it Being a Woman. You are in for another treat with this post. Take it away, Nelly…

Why and How to Speak the Same Financial Language with Your Partner

I am sure that you have heard that couples need to speak the same financial language. Men and women need to be on a similar page for a better financial future.

But have you wondered why? Let’s find it out.

EveryDollar Christmas Giveaway

December 23, 2019 By Deanna Leave a Comment

I am happy to announce my first Christmas giveaway and it’s a good one! If you are interested in taking charge of your money this year, read on…

As a Christmas gift, I’m giving away a 1-year subscription to EveryDollar Plus!! EveryDollar is a budgeting tool created by the Dave Ramsey team. This is a one-year subscription is valued at $129. That’s a nice little Christmas gift, yes?

You’ll need to read through the entire post to learn the rules of the giveaway but I’ll make it worth it. 😉

EveryDollar is a great tool for budgeting! I’ve used it off and on in the past but more consistently have used Microsoft Excel. However, this year, I’m committed to using EveryDollar wholeheartedly. What better way to start out the new year than with a new budget?! And we can do it together and share tips.

Details About EveryDollar

In the first month of budgeting with EveryDollar, the average user finds and extra $332 they were spending without even knowing it
EveryDollar Plus comes with access to Financial Peace University
This giveaway is the equivalent of $129
EveryDollar gives you a game plan for winning with money. It’s built around the 7 Baby Steps to take budgeters through paying off debt, saving and building wealth.
You’ll learn how to use a zero-based budget – where all your income minus all your expenses equal zero.

Frugal but Thoughtful Christmas Gift Ideas

December 16, 2019 By Deanna 8 Comments

I’m a fan of Christmas. After all, it’s the celebration of my Lord and Savoir. However, I’m not such a fan of the commercialization of Christmas. For me, it’s about worshipping God, being with family and loved ones, and giving thoughtful gifts.

The emphasis is on thoughtful because anyone can go to the store or click on a buy link on Amazon. Some people even go into debt to buy Christmas gifts for their loved ones. No shame because I used to be one of those folks. And if you do enjoy buying gifts and can afford it, go for it! It’s about what you value.

Although, now that I’ve paid off a bunch of debt and become a wise steward with my finances, I’ve thought long and hard about what Christmas means to me and now I practice it.

So I’ve compiled a list of thoughtful Christmas gifts that you can consider giving this year. Thoughtful doesn’t have to mean costly. A lot of these gifts involve your time which is a commodity around here. Last I checked we all have a finite amount of it so by incorporating it in our gift, it becomes special!

How I Fell In Love with Math – A Tribute to Mr. Lamp

December 9, 2019 By Deanna 4 Comments

Here’s where it all began – 8th grade! And, yes, I did see Bon Jovi in concert.

I have a fondness for mathematics. You see, I find comfort in the process of operating within a set of mathematical rules to find the solution to a problem. The laws never change and you can rely on them; however, there is often more than one way to the solution. And in that process lies the opportunity for creativity! It’s a marvelous subject of study.

Furthermore, solving mathematical problems trains your brain to become a problem solver in general. Life is full of problems so I say it’s way better to be a problem solver verses a complainer.

So, where did I develop this love of math? I’ve had many mentors in my life whom I believe were all placed there by God at just the right time. And that’s how the story of my love of math begins…with a mentor.