Sober Women Managing Money & Mental Wealth
I’ve always been a fan of killing two birds with one stone. You know, like riding a bike to run an errand thereby getting a task done and getting fit.
So when I first heard the term lifehack, I was already a fan.
Let’s start by defining what a lifehack it.
Lifehack (noun):
a strategy or technique adopted in order to manage one’s time and daily activities in a more efficient way.
I’ll argue, and share some ways, that lifehacks can also save you money. So without further ado, let’s get started…
I am happy to announce my first Christmas giveaway and it’s a good one! If you are interested in taking charge of your money this year, read on…
As a Christmas gift, I’m giving away a 1-year subscription to EveryDollar Plus!! EveryDollar is a budgeting tool created by the Dave Ramsey team. This is a one-year subscription is valued at $129. That’s a nice little Christmas gift, yes?
You’ll need to read through the entire post to learn the rules of the giveaway but I’ll make it worth it. 😉
EveryDollar is a great tool for budgeting! I’ve used it off and on in the past but more consistently have used Microsoft Excel. However, this year, I’m committed to using EveryDollar wholeheartedly. What better way to start out the new year than with a new budget?! And we can do it together and share tips.
I’m a fan of Christmas. After all, it’s the celebration of my Lord and Savoir. However, I’m not such a fan of the commercialization of Christmas. For me, it’s about worshipping God, being with family and loved ones, and giving thoughtful gifts.
The emphasis is on thoughtful because anyone can go to the store or click on a buy link on Amazon. Some people even go into debt to buy Christmas gifts for their loved ones. No shame because I used to be one of those folks. And if you do enjoy buying gifts and can afford it, go for it! It’s about what you value.
Although, now that I’ve paid off a bunch of debt and become a wise steward with my finances, I’ve thought long and hard about what Christmas means to me and now I practice it.
So I’ve compiled a list of thoughtful Christmas gifts that you can consider giving this year. Thoughtful doesn’t have to mean costly. A lot of these gifts involve your time which is a commodity around here. Last I checked we all have a finite amount of it so by incorporating it in our gift, it becomes special!
We are in the full swing of summer when the living is easy, kids (and teachers) are off school, and the days are almost endless. I simply love the summertime and would spend the entire thing outside if I could.
I’ve discovered there are so many free and/or affordable things to do outside in the summer. It varies by location but here are some general tips for enjoying your summer frugally.