Sober Women Managing Money & Mental Wealth
Today’s post is a quality piece that was written by Travis Hornsby of Student Loan Planner. I first heard Travis on episode 078 of the ChooseFI podcast and was really impressed at the services he provides in helping others pay back their student loan debt.
He has some valuable advice that I agree with so without further ado, here is Travis…
“This too shall pass” are words of wisdom and especially comforting when we are in a tough season. Everything, in this life, must come to an end.
Fritz at The Retirement Manifesto wrote a great post about the biggest lesson from his first year in retirement. In this post, Fritz talks about milestones and while they are great, life still goes on. “The sun sets on one day. The sun rises on the next. Life goes on.” I love that. Additionally, I thank God that life is full of seasons because it keeps things interesting and me growing.
By Deanna 6 Comments
Alright, I started the year revealing my 2019 goals and talked about creating the sustainable habit of goal setting. In light of that, I think it prudent to do a mid-year check-in where I grade myself.
♦♦♦♦♦ – Bravo! Basically, if I give myself 5 diamonds, it means that I have followed through on the defined action steps outlined in achieving said goals. Additionally, it means I have achieved the goal and/or am on track to achieve it. For the more abstract goals, it’s essentially open to my humble interpretation of how I’m doing.
♦♦♦♦ – Still pretty awesome! By giving myself 4 diamonds, I am saying that I am on track to achieve my goal but I have missed some of the action steps along the way.
♦♦♦ – Fair to middling. Three diamonds are well, average. It means I’m working on my goal but certainly not at the pace I set out to.
♦♦ – Needs improvement. Do you like how I’m being really positive with my wording?? Sure two stars are nothing to write home about, but let’s look at it as an opportunity to get better. 😉
♦ – Need inspiration. I originally wrote fail for one star but I realized that I’m only halfway through 2019 and so we can hardly call this a fail. The whole point of a mid-year check-in is to see what’s not working and make necessary adjustments to accomplish all goals (if still relevant)! I’m going for all positive stuff here.
I will say that sometimes we realize it’s better to abandon a goal. Why you say? Well, perhaps a goal is no longer relevant. Or maybe it was the wrong goal in the first place. Anyway, the point of a mid-year check-in is to evaluate, judge, and adjust.
Here goes…
Today, I’m excited to share a guest post from Andrew Rombach. Andrew & I have been exchanging emails about his journey and experience in paying off his student loans. Unfortunately, many Americans are riddled with student loan debt (as was I) and so I’m always interested in sharing different ways to tackle debt with my readers.
I think you’ll enjoy this post by Andrew as he explains several ways to pay off your student loans. I really like giving people options since it’s personal finance and Andrew does a great job laying them out.
It’s kind of like a choose your own adventure…