How to Hack a Ski Trip

February 21, 2019 By Deanna 7 Comments

I first learned to ski in middle school and then participated in ski club in high school. Additionally, I skied several times in my adult life but didn’t really pick it back up until about 6 years ago.

When I was in debt, I took a break deciding to focus most of my income on paying off my debt. However, now that I’m debt-free and saving for financial independence, I’ve decided to add this lovely hobby back into my budget. The goal for 2019 was to plan a trip out west and ski some powder and that is exactly what I did.

How To Budget With A Credit Card

September 10, 2018 By Deanna 10 Comments

Cash Is King But How About Those Travel Reward Miles?

So if you’ve followed my story you know I came out of the Dave Ramsey camp. I followed the debt snowball method and it worked. I’m now completely debt-free and on the path to achieving Financial Independence (FI). Woohoo!

The further I go down the wealth-building road, the more I learn about the value of travel reward miles. Let me make one very important disclaimer before I go any further:

I only recommend using credit cards within your budget if you have the discipline and means to pay off the balance in full each and every month!