Recovering Women Wealth

Sober Women Managing Money & Mental Wealth

The Cost of Starting & Growing a Garden

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Photo by Markus Spiske on Unsplash

Early this year I moved to a great little apartment in a fourplex behind a house. One of the best things about this unit is the lot. It’s in a rural burb not too far from the city. Additionally, we are sitting on a few acres so that means land for a garden and wood for building a compost pile.

I’ve often dreamt of having my own vegetable garden but for some reason when I had a house for 16 years, I never planted one.

Anyway, when my landlord gave me the green light to start a raised garden, I jumped on it. Let’s face it with the shutdown, becoming self-sustaining is not a bad idea!

Perhaps you are in the same boat as I so I would love to break down the costs and efforts in such a feat.

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I offer my Identificational Repentance to Anyone Who’s Suffered Racism

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Photo by Samuel Austin on Unsplash

 

Things are flared up in the United States and understandably so.

In this article, I’m going to do the only thing I know how to do and that is to repent to everyone who’s experienced the injustice of racism. I loathe injustice so much so that if I am reading a book at night that has injustice in it, I cannot go to sleep until it’s resolved.

Sleep is tough these days as the book of injustice is playing out before our eyes.

The killing of George Floyd is so incredibly sad. And in the aftermath, I’m hearing others tell their stories of racism. It seems there is no shortage of racism and while this country has made some progress since the days of slavery, we still have a very long way to go.

If you’ll stick with me on this one, my prayer is that this post will offer healing in some small way to those who’ve suffered…

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Building an Emergency Fund During Difficult Times

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Photo by Michael Longmire on Unsplash

 

Today’s post is a combination guest post from Good Nelly, who has written previous guest posts on my site with my commentary. Good Nelly always picks timely topics and I appreciate that.

My commentary is laced throughout the article in blue so you can see a few angles on the important topic of building an emergency fund in difficult times.

You may be feeling the negative effect of the coronavirus pandemic and wondering how you can possibly build an Emergency fund as described in Dave Ramsey’s Baby Step 1.

A personal financial crisis is unpredictable, and often you cannot know when it will strike. Unfortunately, with the coronavirus pandemic, there are a lot of people who have been negatively affected at the same time.

Typically, when a lot of folks experience financial hardship simultaneously it often results in a recession. A recession is defined as a temporary economic decline for two successive quarters. While we are not quite there yet, we definitely seem to be heading there. Professionals have been predicting that this downturn will be deep but perhaps short. Fingers crossed it is short.

Firstly, you may want to check out the COVID-19 resource guide before delving into this article further. This guide can answer questions about what you can do if you are out of work or if you’re looking for work.

The purpose of this article is to provide a few options on how you can build an emergency fund. It’s always advisable to have some savings even if it means you have less to spend. When you’re budgeting, you should always plan for the unseen expenses that can arise. For instance, you could lose your job, your car breaks down, or a friend you are renting a property with leaves abruptly.

The above are some examples of financial burdens, and they can vary in size and severity. The best solution is having an emergency fund because it will ensure that you’re covered in some capacity.

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In Honor of Those Who Gave Their Lives for Our Freedom

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Photo by Samuel Branch on Unsplash

Happy Memorial day, 2020! As the United States of America is slowly starting to open up again from the quarantine, no doubt families will be having cookouts and enjoying the great outdoors all across the nation today. Mine will be.

As a sober woman today, I’m able to truly embrace all the freedoms available to me as an American. Today I honor those men and women who fought and died for my opportunity to choose freedom.

I have a good friend who’s son is in the navy and she recently posted on social media the difference between the following holidays which honor our servicemen and women:

To be honest, I don’t think I truly knew the difference between these holidays. 😉

I pray that this post finds you healthy and safe during this unique year.

Additionally, I pray you are able to enjoy your family to some capacity today.

Furthermore, I pray that you are able to take some time today to reflect on those men and women who never were able to take off their uniforms.

Remembering Our Fallen Heros

I’m grateful for the freedom I have in America. I’m certain at times I unintentionally take it for granted. It’s easy to do that when it’s all we’ve ever known.

The older I get I try to really reflect on what the holidays truly mean. Today is a solemn day. Sure, we, as Americans typically celebrate it by cooking out and enjoying the outdoors in some fashion. And, there’s nothing wrong with that!

Others, who’ve lost someone close to them, may visit the cemeteries.

However, I urge all of us Americans, at some point today to take a pause and have a moment of silence. Actually, each year on Memorial Day our country has a moment of silence at 3:00 pm local time.

If you are a praying person, pray for the families who’ve lost a loved one who died serving our country or better yet, reach out to these folks.

Lastly, teach the young kiddos in our lives what Memorial Day means and share that moment of silence with them.

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