Why and How to Speak the Same Financial Language with Your Partnerships

December 30, 2019 By Deanna 27 Comments

So you may be asking why a single woman is writing a post about speaking the same financial language with your partner. I do have thoughts on this topic; however, I really want to learn more about it so I listen to the wisdom and experience of others. I’m pleased to offer you Good Nelly’s thoughts here. Good Nelly wrote a quality guest post for me in the past titled, The Debt Gender Gap and How to Reduce it Being a Woman. You are in for another treat with this post. Take it away, Nelly…

Why and How to Speak the Same Financial Language with Your Partner

I am sure that you have heard that couples need to speak the same financial language. Men and women need to be on a similar page for a better financial future.

But have you wondered why? Let’s find it out.

EveryDollar Christmas Giveaway

December 23, 2019 By Deanna 1 Comment

I am happy to announce my first Christmas giveaway and it’s a good one! If you are interested in taking charge of your money this year, read on…

As a Christmas gift, I’m giving away a 1-year subscription to EveryDollar Plus!! EveryDollar is a budgeting tool created by the Dave Ramsey team. This is a one-year subscription is valued at $129. That’s a nice little Christmas gift, yes?

You’ll need to read through the entire post to learn the rules of the giveaway but I’ll make it worth it. 😉

EveryDollar is a great tool for budgeting! I’ve used it off and on in the past but more consistently have used Microsoft Excel. However, this year, I’m committed to using EveryDollar wholeheartedly. What better way to start out the new year than with a new budget?! And we can do it together and share tips.

Details About EveryDollar

In the first month of budgeting with EveryDollar, the average user finds and extra $332 they were spending without even knowing it
EveryDollar Plus comes with access to Financial Peace University
This giveaway is the equivalent of $129
EveryDollar gives you a game plan for winning with money. It’s built around the 7 Baby Steps to take budgeters through paying off debt, saving and building wealth.
You’ll learn how to use a zero-based budget – where all your income minus all your expenses equal zero.

Preventative Care for Our Finances

April 25, 2019 By Deanna 3 Comments

Preventative care is a big thing in healthcare right now. As a matter of fact, all Affordable Care Act-compliant plans include preventative care at a zero dollar cost to members.

Who wouldn’t rather prevent a condition versus treating it? Some things are preventable with good habits and early detection.

Unfortunately, there is also rotten luck and genetics; although, that doesn’t negate the importance of preventative care. 😉

I propose that as we do preventative care for our physical and mental health, we can also do it for our financial health.

Prescriptions for our Finances

If there is a financial problem like debt or not enough money at the end of the month, we need to treat the problem. I’ve written several prescriptive articles pertaining to such things:

However, once you’ve treated the problem and cleaned up your debt, you now get to focus on the prevention of these things occurring again. And I would argue that prevention is a bit more fun! 😉

Financial Self Care in Recovery

April 15, 2019 By Deanna 3 Comments

When a person enters into recovery from addiction and/or alcoholism, they learn about self-care. The term, self-care can encompass a lot and it definitely includes finances. There is a lot more to recovery than just putting down the drink or drug.

Admission is only the first step.

If a person wants a lasting recovery, they are going to need to embrace self-care in all of its many facets:

Reconciliation with the past
New daily habits
Nutrition
Exercise
Mental health
Professional Development
Financial literacy and wellness

This post is geared at how to start with the basics of getting your financial life on track.