Hello, I’m excited to be publishing this post regarding a review of my 2019 and more importantly a forward-look into the coming year and decade! Last year I wrote a post about creating the sustainable habit of goal setting. I even wrote a mid-year review check-in like I set out to do. Although, I’ve been dreading my end of the year review mostly because I’ve failed at completing all of my goals.
Three is wonderful number. I do three basic things with my money – save, spend, give. I automatically save about 50% of my money that comes in. Additionally, I spend about 40% of my money on good ole living. Furthermore, I donate 10% of my money.
If this seems impossible to you, stay with me because it seemed impossible to me several years ago. I want to give you hope to know that with some focus and a plan, you can get to a better place with your money.
Alright, I started the year revealing my 2019 goals and talked about creating the sustainable habit of goal setting. In light of that, I think it prudent to do a mid-year check-in where I grade myself.
The rating system
♦♦♦♦♦ – Bravo! Basically, if I give myself 5 diamonds, it means that I have followed through on the defined action steps outlined in achieving said goals. Additionally, it means I have achieved the goal and/or am on track to achieve it. For the more abstract goals, it’s essentially open to my humble interpretation of how I’m doing.
♦♦♦♦ – Still pretty awesome! By giving myself 4 diamonds, I am saying that I am on track to achieve my goal but I have missed some of the action steps along the way.
♦♦♦ – Fair to middling. Three diamonds are well, average. It means I’m working on my goal but certainly not at the pace I set out to.
♦♦ – Needs improvement. Do you like how I’m being really positive with my wording?? Sure two stars are nothing to write home about, but let’s look at it as an opportunity to get better. 😉
♦ – Need inspiration. I originally wrote fail for one star but I realized that I’m only halfway through 2019 and so we can hardly call this a fail. The whole point of a mid-year check-in is to see what’s not working and make necessary adjustments to accomplish all goals (if still relevant)! I’m going for all positive stuff here.
I will say that sometimes we realize it’s better to abandon a goal. Why you say? Well, perhaps a goal is no longer relevant. Or maybe it was the wrong goal in the first place. Anyway, the point of a mid-year check-in is to evaluate, judge, and adjust.
I’m not really a New Year’s resolution kind of gal. I’m more of a live each day better kinda chick. However, I do believe in setting goals at the beginning of the new year. Last year, I only set two goals but this year I’m setting more and will share them with you for accountability. Perhaps it will even inspire you to set your own goals.
#1 Pay off debt – achieved early
Originally I was estimating that I’d be paying off my debt early in 2018. However, that was achieved at the end of 2017. I was able to make my final debt payment on December 29, 2017, and become debt-free for the first time in 24 years.
#2 Create a will – fail
I set this goal for 2018 and I’ve failed at it. It’s something I need to do but somehow it got pushed to the bottom of my todo list…always. I think as a single woman with no offspring it’s easy to think this is not important. However, wisdom tells me that it is and so I will be setting up a will in 2019.
The one habit I did create in 2018 which will help me achieve my goals in 2019 is that I started using todoist to track reoccurring tasks as well as more detailed projects.
Okay, so I have a 50% success rate for 2018 which is neither good nor bad. Although, the point of setting goals is to ultimately achieve them. However, I see no reason to beat myself up as I ended up achieving a great many things in 2018 that I never thought was possible…like starting my own blog. 😉
When I consider my reason for not achieving one of my 2018 goals, it’s simply that I did not set aside the time to research the best way to do it. I may need to talk with someone and/or obtain legal assistance but the most important part is setting aside a specific time.
So without further ado, here are my 2019 goals…